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Island Trees

Benefit Highlights

 

Retirement Accounts:
All employees are eligible to contribute to both 403b and 457 plans which are tax deferred. Changes can be made at any time by completing an OMNI Salary Reduction Agreement form.
• 403b – Those with existing accounts may continue to make changes with their current providers. All new accounts however, must be opened with approved P3 providers. Visit the OMNI
website at www.OMNI403b.com for more information.
• 457 Plan - Visit www.NYSDCP.com for more information.

Retirement System:
All employees are eligible to join the NYS Teachers’ or Employees’ Retirement System. Please contact Personnel for information and enrollment forms.

Direct Deposit:
All employees are encouraged to sign up for direct deposit so their payroll checks can be conveniently deposited directly into the account of their choice. Please contact Payroll to request a form.

College Savings:
All employees are eligible to contribute to the New York 529 College Savings Plan through payroll deductions. Savings can be for a child, grandchild, friend or yourself. This is a savings plan only and the payroll deductions are not tax deferred. Contributions to your account may entitle you to a New York State Income Tax deduction. Visit the Direct Plan website at www.NY529atwork.com for more information and to enroll.

NEFCU:
All employees are eligible to have a payroll deduction to the Nassau Educators’ Federal Credit Union. Changes can be made at any time through NEFCU. Visit www.mynefcu.org for more information.

Health Insurance:
Employees who regularly work more than 4 hours per day are eligible for health insurance through Empire or HIP. The Open Transfer Period for changing between the two plans is November 1st through December 22nd. Please contact Personnel for more information.

Health Opt-Out:
Employees covered by UTIT and CSEA Units are eligible for Health Insurance Opt-Out. A letter of request must be received each year by the Asst. Supt. for Business no later than March 1st for CSEA Custodial Unit and May 15th for UTIT and CSEA Clerical Unit. Beginning this year, the Opt-Out request must be accompanied by proof of insurance coverage though another plan. Effective January 1, 2013, State requirements will not allow us to make Opt-Out payments to those employees who are covered through Empire.

AFLAC:
All employees are eligible to enroll in AFLAC’s insurance coverage, at their own expense, through payroll deductions. Enrollment and changes must be made prior to January 1st through an AFLAC representative. AFLAC will arrange to visit each building to meet with interested employees.

Flex Savings:
Employees covered by the Admin., UTIT, and CSEA Clerical Units are eligible to enroll in Medical and Dependent Care Flex Savings Plan. Contributions are tax free. Enrollment and changes must be made prior to January 1st. Enrollment forms must be completed each year and will be available in all buildings during late November. Forms should be returned to Payroll on or about December 15th each year for processing.

UTIT Salary Advancement:
Employees under the UTIT contract are eligible for Salary Advancement through completion of approved college and in-service credits. Proof of course completion and letter of request must be received by Personnel by October 1st and March 1st for salary advancement retro to September 1st and February 1st respectively. Please refer to the Salary Advancement section of your contract for further information.

See detailed information below for various benefits, requirements, and deadlines.

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eye glasses

Vision Coverage for 2017-2018 School Year

Payment check is due June 2, 2017

Cost: Cureent Enrollees

Individual Coverage $10.00

Family Coverage $20.00

Checks should be made payable to "UTIT Welfare Trust Fund"

(Self Funded)

Vision Plan Summary of Benefits- Based on a Policy Year: 9/1 through 8/31     

Reimbursement Amounts- Payable once per policy year.

Eye Exam                           $40   
Frames                              $150

Lenses:
           Single                       $60
          Bifocal                     $100
         Trifocal                     $300
      

Lenticular   $300

Progressive $300

Contact Lenses                  $200

Group Number: 26-301528

Division:1

Claims Address:

Ameritas (As of July 1, 2017)

Group Claims Office
PO Box 82595
Lincoln, NE 68501
Fax (402)467-7336

To find a list of Vision Participating Network providers access

the Ameritas website at www.Ameritas.com

Follow these steps:

www.Ameritas.com 
Select Providers
Select Find a Provider
Select Vision: EyeMed Access Plan Netowrk
Select Access Network Directory
Enter Zip Code
Choose Network Access

There is also the online option to review claims status and history,

review deductible amounts and annual spend, print out EOB

(Explanation of Benefits), print out additional ID cards and

review benefits online. This can be done by creating an account

through Account Access via the Ameritas websit

As in previous years, Eye Supply will work with members insurance.

EYE SUPPLY OF WANTAGH
1229 WANTAGH AVE
WANTAGH NY 11793
(516) 221-2220

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Tooth Brush and Tooth

Dental Benefit Details

In Summary....

If you  are currently enrolled for Dental Coverage and you wish to continue Dental Coverage for

the 2017-2018 school year:

You must write a check payable to UTIT Welfare Fund in the amount of:

$150 for Individual coverage

$240 for family coverage.

Check is due to your building rep by June 2,2017.

You do not need to fill out an enrollment form if you presently have coverage.

If you have a change of life event, an enrollment form is necessary.

**The new maximum allowed per family, effective 7/1/11 is $6,000.00 per year.

This is not part of the $3000 orthodontist lifetime coverage per person.

Despite the health care changes brought under Obama's administration, the UTIT Dental

coverage for dependents will remain the same as it has in the past.  Dependents, under the age

of 19, who still reside with a participating member, are entitled tocoverage. 

Please pay for family coverage.  For dependents enrolled in college, their dental coverage

will continue until they reach their 26th birthday.

If this is your first year here at IT and you would like to enroll for Dental Coverage for the year (beginning Sept. 1, 2016):

Please fill out a dental enrollment form and submit a payment of $150 for individual coverage OR $240 for family dental

coverage. This form can be found by clicking on the "Forms" page of this web site..

You may also find a hard copy of the form in the faculty room. See a building rep with further questions..

 
PLEASE NOTE:  THERE ARE PENALTIES FOR LATE ENROLLMENT.  The details are listed below:
 

UNITED TEACHERS of ISLAND TREES
Local 1846 –AMERICAN FEDERATION OF TEACHERS –AFL-CIO

This information supersedes all previous memos and the dental booklet.

Dental Coverage Eligibility and Late Enrollment Penalties

Dental Coverage Eligibility: 
Teachers become eligible for dental coverage on the first day of September of their second year

employed in Island Trees SD. Employment for a full year is not necessary.  Only one day of work

is required for eligibility for dental coverage in the second year of employment.

Coverage for you and/or your dependents cannot begin before you enroll.

Appropriate forms and required payments must be submitted by May 25th of the employees’ first year working in ITSD.

Members that do not sign up for dental coverage promptly, can sign up at any time after becoming eligible,

but must understand that late enrollment has a consequence of limited coverage for the first 24 months of coverage.

Below are the details taken from the dental handbook that outlines the penalties for not enrolling promptly. 

The intent of the penalty is to prevent any member from not paying for dental coverage only to suddenly enroll when a

need for coverage arises.

Late Enrollment Limitations and Penalties:
Anyone who enrolls after 31 days after becoming eligible for dental coverage, will receive NO COVERAGE until YOU or such DEPENDENTS has been covered for:

  1. Six months under Diagnostic and Preventive Services, other than routine oral examinations and x-rays AND
  2. Twenty four months with respect to Periodontal, Major and Orthodontic Services.

************PLEASE ENROLL PROMPTLY**********

Please keep in mind:

  • Dental coverage runs from September 1st to August 31st.
  • Money and dental enrollment forms are due May 25th.
  • Members that do not sign up 31 days after first eligibility will be subject to penalties.  Penalties include limited coverage for the first 24 months.

***Please Note: Dental Procedures Costing More Than $350.00 Must be Authorized Prior to Treatment ***

Click here for a current list of our in network Dental Providers

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Dental Plan Summary of Benefits

Dental PPO Plan-Benefits are based on a Policy Year: 9/1 through 8/31

Policy Year Individual Maximum Benefit:$2,000

Yearly Deductible: None

Policy Year Family Maximum Benefit: $6000

Lifetime Orthodontic Maximum: $3000

*Coinsurance:

Diagnostic & Preventative: Out of Network: 100% of Schedule Amount

Diagnostic & Preventative: In-Network: 100% of PPO Fee Schedule

Basic:In-Network: 100% of PPO Fee Schedule

Basic Out of Network: 100% of Schedule Amount

Major: In-Network 100% of PPO Fee Schedule

Major: Out of Network 100% of Schedule Amount

Orthodontics: In-Network: 100% of PPO Fee Schedule

Orthodontics: Out of Network: 100% of Schedule Amount

Frequency Limitations:

Routine Exams: 2 per Policy Year

Emergency Exams: 2 per Policy Year

Cleanings: 2 per Policy Year

Fluoride: 1 per Policy Year up to age 14

Bitewings:2 sets per Policy year

Panoramic or Full Mouth Series X-ray:1 time every 36 months

Sealants: 1Ttime every 36 months on permanent molars up to age 16

Perio Cleanings: Covered

Perio Scaling:Covered

Prosthetics (Crowns, Bridges, Dentures): 5 Year Replacement

Network:
Ameritas (As of July 1, 2017)

Group Number: 26-301528

Division:1

Claims Address:

Ameritas Group Claims Office
PO Box 82595
Lincoln, NE 68501
Fax (402)467-7336

Plan Administrator: Ameritas


*In-Network claims are paid based on the original Fitzharris PPO Fee Schedule

Out of Network claims are paid based on the U.T.I.T Fee Schedule. Click here for Schedule of Benefits

To find a list of Dental Participating Network providers access the Ameritas

website at:www.Ameritas.com and follow the steps:

Select Providers
Select Find a Provider
Select Dental
Select Network Provider
Enter Information to Find Provider
Select the Classic PPO Network  

There is also the online option to review claims status and history, review deductible amounts and annual spend, print out EOB

(Explanation of Benefits), print out additional ID cards and review benefits online. This can be done by creating an account

through Account Access via the Ameritas website.

Should you need assistance or have any questions pertaining to your new dental/vision carrier please call,

Ameritas Life Insurance Corp of New York Group Service Customer Connections Department at:

1-800-659-5556 after July 1, 2017.

Ameritas Customer Connections Team hours of operation are

Monday – Thursday 8:00 a.m. to 1:00 a.m.

Eastern Standard Time and Friday 8:00 a.m. to 7:30 p.m.

Eastern Standard Time.

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Benefit Resources, Inc. is now managing the Flexible Spending Accounts (FSA)

Click here for the brochure and plan details: 2015_FSA_Enrollment_Brochure

Click here for information about the Beniversal Card: 2015_bnv_card_faq

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Any questions please contact a building rep.

UTIT Membership and Changes in Your Personal/Family Information

Wedding BellsStork Moving Van

Laura Marks, at Stokes School, is the membership chairperson for the UTIT. Please contact her (lmarks@islandtrees.org) with any personal information changes you might have including: Name, New Address, or New Telephone Number.

Contact Ellen Murphy at Stokes School (emurphy@islandtrees.org) for information and dates regarding FMLA.

New forms that will need to be filled out include:

NYSUT Update Form

NYS Retirement Form

Fitzharris Forms: Dental, Vision, Excess Major Medical if you participate in these programs

This is extremely important!!

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FMLA

If you are applying for Family Leave, please use the form on the "Forms" page of this website.

 

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Retirement Party

Thinking of Retiring?

Retirement Notice is due to the district on January 31st in order to qualify to receive terminal pay by June 30th.

Important Phone #'s:

Retirement Board in Albany: 1-800-342-9810- Ask for Sheila Salenger

Retirement System-General Information: 1-800-348-7298 ext. 6250

To Set Up a Video Conference: 1-800-348-7298 ext.6100

 

Empire Health Plan Information

The Empire Health Plan requires that you use Lab Corp for blood work. Quest is no longer acceptable. Check your benefits book for other lab options.

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United Teachers of Island Trees